Thursday, May 17, 2018

Terry@IslandLifeFMB.com 239.560.1574 www.TerrySellsFMB.com

Eight Signs It's Time To Move Up

Eight Signs It's Time To Move Up
The starter home. It was so cute and quaint and sweet when you bought it, right? But, that was before kids and dogs and overnight quests and holiday dinners that require mathematician-level logistics to finding everyone a seat in a dining room that bursts at six people.
Let's face it: It's probably time to move up. Lack of space is the No. 1 reason people start looking for a larger home. Families expand, lifestyles change, and the sheer accumulation of stuff can make a small home feel even tighter. "More than a third of all homebuyers last year were families with kids," said Dave Ramsey. "And 37% of sellers age 36 and under cited cramped quarters as their reason for moving."
But running out of room not the only reason to consider moving up.
You've got the equity
You may have had to scrimp and save for the down payment on your first home, but, if your home has appreciated, you may be in a completely different financial position this time around. If you're the type who envisions paying off your home and being free and clear, moving up may not be on your mind. But, for the rest of us, having equity in our current home means greater buying power to buy something bigger or get into a neighborhood we covet.
You're at each other's throats
Feeling cramped and living in clutter and hating that you don't have a space of your own or even a minute to yourself? That can create stress and leave you feeling anxious and overwhelmed. And, it goes against the general principle of homeownership since your home is supposed to be your sanctuary! Having some extra room to spread out and yard for the kids and dogs to play in can make a real difference in the way your family functions.
Ask yourself if "your quality of life is suffering," said Unpakt. "This category can include many things: your ever-growing pack of dogs or cats who are driving you crazy. Your cascading piles of fabrics that you use for quilting, but just can't keep organized in your current space. The lack of a guest room means that when family visits, you're stuck on the couch. Whatever it might be, if your quality of life has taken a nosedive because your house is too small, well, the answer is pretty clear." 
The neighborhood is changing…and not for the better
One of the reasons you may want to start looking at a new house is because your neighborhood is starting to evolve. Maybe there are new restaurants and bars that have attracted a different crowd or plans for a huge mixed-use project that, while great for the economic potential in the area, could mean more traffic than you want in your quiet little town. Even something like a change in the flight patterns from the local airport can get you thinking about that next home.
Remodeling is price prohibitive
A good real estate agent should be able to give you an idea of what necessary (or wanted) renovations would cost to your existing home. It could be that the amount of work you would need to do on your home to get it where you want it - or get it into tip-top shape for a sale - is beyond what you want to spend. In that case, it might make better financial sense to make small improvements, put it up for sale, and put your money into a new home that better suits your needs.
You don't want to over-improve for the neighborhood
The other important factor to consider when deciding whether to move or improve your home is how the redone home would sit in your neighborhood. You don't want to run the risk of doing a bunch of expensive renovations only to have the home sit on the market because it's overdone and considered overpriced.
"Weighing against renovation is the risk you'll ‘over-improve' your home compared with others on the block," said Bankrate. "When you are in a neighborhood that has starter homes and smaller homes, adding a large addition or doing an extensive renovation may not yield the return one would expect."
Everyone else has moved on
So, your kids were young and bicycles and basketball nets lined the street when you first fell in love with your home. At the time, it was everything you were looking for. But now, so many of those families have moved on, and the lively street you loved has turned rather sleepy. If you're still holding on to the memories of what your neighborhood once was, maybe it's time to find one that better meets your lifestyle needs today.
You've crunched the numbers
Presumably, a move-up home is going to be more expensive. Beyond the equity you can use to make the purchase doable, you have to consider the monthly expenses, too. "It's not just the sticker price on the house; it's the long-term costs associated with it," said Realtor.com. "When you go up (in square footage), you get higher property taxes, higher utilities, and more maintenance." And acquiring more rooms means shelling out for more furniture, too.
You can make sure you can afford a move-up home without becoming "house poor" by "using online affordability calculators to figure out how far you can stretch your dollar.

Friday, April 27, 2018

ABOUT ME

This is my 15th year as a Professional Southwest Florida Realtor and love helping buyers find the perfect Florida home. I search through the current listings to find the perfect property and Taylor your search to the right location, lifestyle and price range. For my Floridian property seller's, I perform a detailed market evaluation of your property's value by analyzing the recent comparable property sales to determine the best list price for your home. I can help you make your home attractive to buyers with competitive pricing and marketing strategies. My Seller's Average Closing Price is 96% of their Listing Price!

I accomplish successful transactions by understanding my customers needs, being readily available to answer their questions and providing them with comprehensive information quickly. I have 35 years of business experience and I put all of my expertise to work to help sellers protect their investment and help buyers build theirs. Integrity, in-depth community knowledge, successful negotiation skills, and a high-quality professional network are the hallmarks of ​my success.

I had the pleasure to graduate from the Business School of Western Michigan University in 1990 and the Fort Myers Academy of Real Estate in 2004. Since attaining my real estate license in 2004, I​ have represented hundreds of real estate buyers, sellers and investors with excellence and great success. ​I look forward to hear from you and helping you accomplish your Florida Real Estate goals. It would be a pleasure to be your Southwest Florida Realtor and help you find your piece of paradise.

Terry Trombetti
Florida Real Estate Professional
Island Life Realty LLC | Naples Area Board of Realtors
cell: 239.​560​.1574 | office: 239.314-LIFE



Come live the Florida life style and be in Paradise...

Thursday, April 26, 2018

Home
$172,450
Cape Coral, FL
Investors - First Time Home Buyers
This is a GREAT rental property
Can Easily Generate $15,600 or more annually!!!
PRICE REDUCTION $172,450
2121 NW 9TH AVE, CAPE CORAL, FL 33993
3 bedroom, 2 bath home with a 2 car garage in quiet area across from waterfront homes. ALL IMPACT GLASS WINDOWS throughout the home and NEW plumbing in 2017. The property has new paint inside and out, new fixtures, upgraded well equipment in 2007, and tile floors in main areas with laminate wood floor in the bedrooms, breakfast bar & all appliances. This home is super clean and well maintained! Perfect for an investor or 1st time home buyer.
Terence Trombetti
Florida Real Estate Professional
terencetrombetti@gmail.com
Direct (239) 560-1574







Saturday, April 7, 2018

A Little About Cape Coral Florida :)

Cape Coral is a city located in Lee County, Florida, United States, on the Gulf of Mexico. Founded in 1957 and developed as a master-planned, pre-planned community, the city grew to a population of 154,305 by the year 2010. The city's population estimate was 165,831 for 2013 and 181,211 for 2015. With an area of 120sqmi, Cape Coral is the largest city between Tampa and Miami. It is a principal city in the Cape Coral – Fort Myers, Florida Metropolitan Statistical Area. The city is known as a "Waterfront Wonderland", with over 400mi of navigable waterways, Cape Coral has more miles of canals than any other city in the world.

Monday, April 2, 2018

Defective Home: Who Is Responsible?

Defective Home: Who Is Responsible?

Defective Home: Who Is Responsible?
Question: My son and his wife purchased their first home last year. They secured a mortgage with a lender (Note: I have deleted the name of the lender). They had looked at 5 others houses where the lender was overly critical about updates to the houses before they would give out a mortgage. The house my son and daughter-in-law agreed on and purchased had a beautifully terraced backyard. They were required to do minor fixes before getting the mortgage. Eight months later the deck is coming away from the house because the terraces were put in wrong. My daughter in law went to the town to read the permits and have the contractor come back. No permits were pulled and a repair bill of $50,000 was given by a new contractor and structural engineer.
Who is at fault? The previous homeowners, the lender or the home inspector? This is a major bill for a first time buyer and no one seems to be responsible. Thank you for your help. Lori.
Answer: Dear Lori. I know that lenders are supposed to look carefully -- and critically --at the appraisal of a house they are considering making a mortgage loan, but I am surprised your son's lender actually turned him down based on the condition of the houses.
Let's look at the various players. First, the home inspector. Did he/she inspect the deck and say anything about it? I can't provide you specific legal advice, but you may have a case against that inspector. I would call him and tell him that there is a problem and you want him to look at the deck. Don't make any accusations or allegations; let the inspector take the lead in making comments. Many states protect the inspector from litigation if the homeowner has signed a statement at the back of the inspection report that states: "in the event of an error or mistake by the inspector, his/its liability is limited to the amount of the inspection". This is called an "exculpatory clause". However, many state courts have taken the position that if the homeowner can prove negligence on the part of the inspector, the inspector cannot use the "shield" of the exculpatory clause as a defense.
Next, the seller. Did your sales contract state that you were buying "as is"? If that's the case, you may not have a case against the seller. And even if you did not take "as is", I know that the seller will use as a defense "you had an inspector; if there is a problem, he should have caught it. However, if the seller knew that the contractor did not get permits for the work, you may still have a case.
Next, the lender. Generally, lenders are not responsible for problems in the house. However, in your case, it appears that the lender was actively involved in your house purchase. It was critical about other houses that were being considered, and regarding this house the lender actually required certain repairs to be made before the mortgage could be funded. So, I would think that you may be able to hold the lender responsible for some of the repairs costs.
Next: what about the contractor that installed the deck in the first place and did not pull any permits. Generally, there is a period of time (called a statute of limitations) after which you lose the right to file suit. However, there is also a legal concept called "the discovery rule" -- the statute of limitations starts when the problem is first discovered.
My suggestion: do your homework, get at least one more bid from a contractor and talk with a local attorney about the feasibility -- and the cost -- of litigation.

Saturday, March 24, 2018

​I give back 10% of my commission to all Veterans!

Terry Trombetti
Professional REALTOR®
14 Years Serving SW Florida​
Florida Complete Realty
Office: (239) 205-7200
Direct: (239) 560-1574

   I Give Back 10% Of My Commission To All Veterans!    
"As we express our gratitude, we must never forget that the
highest appreciation is not to utter words, but to live by them." -- John F. Kennedy

Friday, March 23, 2018

OPEN HOUSE TODAY Noon to 3pm Cape Coral | Gulf Access | Pool Home $390,000

OPEN HOUSE TODAY | Noon to 4pm.
Cape Coral | Gulf Access | Pool Home
MLS # 218007461 | List Price: $390,000 
149 SW 49TH TERRACE, CAPE CORAL, FL 33914
Call me with any questions! 239.560.1574

Direct sailboat access This great home in the SW, features beautiful wood cabinets granite counter tops in the kitchen, with stainless steel appliances. Both bathrooms have new vanities with granite counter tops. Split bedroom floor plan with a pool bath. This roomy home has 1865 sq ft, with family room, formal living and dining room , 2 car garage. Great lanai and pool area. Boat lift. Fabulous location, close to downtown, with great shopping, & restaurants. Walk or bike to Tarpon Pointe or the Rotary Park. New A/C installed 2015, newer pool heater.













Friday, March 9, 2018

OPEN HOUSE - Today, Saturday and Sunday NOON to 3PM.

OPEN HOUSE - Today, Saturday and Sunday NOON to 3PM

Stunning Custom Built Gulf Access Pool Home
ML# 217059089
List Price: $829,900
Status: Active (09/28/17)
Address: 5122 SW 20th Ave, Cape Coral, Florida 33914
Intersecting canal views on a 3 lot site, with an elevation of 9.5 feet ASL! Impact windows, full house generator ($25,000 upgrade), special tile roof tested for Miami Dade Standard Requirements. This custom built home has a gourmet kitchen with GAS! The extended three car garage is air-conditioned (758 sq ft). Paved driveway leads up to the grand entry. There are 90 degree sliding doors from the family room and kitchen out to the lanai. Every room with the exception of the laundry room has crown molding. The electrical system includes a humidistat, ultra violet treatment, and two air-conditioners for zone control. The plumbing is manabloc. The dock ($33,000) is composite with a #13,000 lift and a cover for the boat. This home could not be reproduced for this price. City water and sewer all assessments paid! Too many upgrades to list, definitely a must see! Located near Rum Runners in the SW Cape. Everything on your wishlist and comes with a one year warranty.
I attached a few photos for you to look over. Give me a call with any questions. Have a great day!
Terry Trombetti
​Professional Realtor
Florida Complete Realty
3624 Del Prado Blvd A,
Cape Coral, FL 33904
Office: (239) 205-7200
Direct: (239) 560-1574
www.terryknowscapecoral.com
14 Years Helping Families Find Their Florida Dream Home!










Friday, March 2, 2018

OPEN HOUSE TODAY, SATURDAY, and SUNDAY!!!

Florida Complete Realty
Featured ListingsSearch HomesMap Search

GULF ACCESS / CUSTOM BUILT / POOL HOME
General Information

ML# 217059089 | List Price: $829,900
MLS#: 217059089 Status: Active (09/28/17)

Address: 5122 SW 20TH AVE, CAPE CORAL, FL 33914

Intersecting canal views on a 3 lot site, with an elevation of 9.5 feet ASL! Impact windows, full house generator ($25,000 upgrade), special tile roof tested for Miami Dade Standard Requirements. This custom built home has a gourmet kitchen with GAS! The extended three car garage is air-conditioned (758 sq ft). Paved driveway leads up to the grand entry. There are 90 degree sliding doors from the family room and kitchen out to the lanai. Every room with the exception of the laundry room has crown molding. The electrical system includes a humidistat, ultra violet treatment, and two air-conditioners for zone control. The plumbing is manabloc. The dock ($33,000) is composite with a #13,000 lift and a cover for the boat. This home could not be reproduced for this price. City water and sewer all assessments paid! Too many upgrades to list, definitely a must see! Located near Rum Runners in the SW Cape. Everything on your wishlist and comes with a one year warranty.

I attached a few photos for you to look over. Give me a call with any questions. Have a great day!

Terence Trombetti
Professional Realtor®
Florida Complete Realty
14 Years Helping Families
Find Their Florida Dream Home!
             













Friday, February 16, 2018

Home Seller Tips To Having A Successful Open House

Home Seller Tips To Having A Successful Open House
Holding an open house for your soon-to-be-listed or newly on the market home is a lot like being on a game show where edging out the other contestants in a short period of time is key. In TV game shows, such as "Jeopardy," the contestants don’t automatically know answers to so many trivia questions; they study and they plan and they make it appear to viewers like they walk around with that body of knowledge every day. Open houses need to be thought of similarly. Once your home is on the market, an open house is your opportunity to plan and strategize how you are going to win over buyers in very short time.
Even in a strong real estate market where houses sell quickly, it’s still important to ask your agent to hold as many open houses as possible until the home sells. One reason is that even buyers with agents still like to look at homes on their own without feeling the pressure of a home tour. Sometimes their agent is out of town when your house goes on the market. Many buyers are not represented by an agent and the only way for them to tour a home is through an open house. Your agent will plan the open house to include everything from signage to freshly baked cookies. As a seller, you should take the following steps:
Depersonalize
Back to the game show analogy, think of depersonalizing as studying the answers and questions before trying out for "Jeopardy." Your house is lovely for how you live in it, but buyers don’t want to see you in your house. In fact, the more your house makes it difficult to guess who lives there (age, religion, gender etc), the better. Take down personal photos, religious emblems, the cute collection of mini ceramic frogs, etc. Analyze your stuff for whether it’s morally, politically, or otherwise socially objectionable and remove all of it. You don’t want to eliminate buyers because they are turned off by your personal tastes.
Declutter
While you are depersonalizing it’s also a good time to declutter as the two go hand in hand. The more simple and understated your home is, the more likely buyers can see the home for what it is and imagine themselves in it. When you have too much stuff cluttering walls and counters and shelves, buyers turn their focus toward those things and sometimes even make the assumption in logic that if you are cluttery, then you are disorganized, which means maybe you don’t take care of the house as well or as on time as you should. A good rule of thumb is to box up or store at least half of the smaller items displayed in your home.
For example, how much is on your kitchen counter right now? Now imagine reducing that number to just three things. What would you choose to keep versus store? Some sellers are benefited by going to other open houses in their area and looking at how other people have decluttered and arranged what is left. Online pictures, such as what is found on Pinterest, can help too. Often you can get some good ideas on what works visually just by seeing how others do it. When you are all done decluttering, clean your home like never before because buyers notice dirt and grime. Hire a maid serviceif you have to.
Lure Them In
The outside of your home is as important as the inside, especially the front entry area. Before an open house, take care of simple yard maintenance such as mowing, edging and weeding flower beds. A fresh layer of mulch adds color especially in winter months when not much is blooming. At your front door, clean off spider webs, blown leaves, and place a large, colorful pot of annuals or anything you can buy in season.
Complete Your Honey-Do List
While you have the yard power tools out, dust of your workbench and take a walk around your house inside and out. Make a list of all maintenance issues such as wiggly door handles, missing fascia, paint that has chipped, etc. and repair them before the open house. Buyers see even the smallest of maintenance issues as an extension of the condition of larger items such as roofs, plumbing and major appliances and assume you haven’t taken care of the home. You might talk to your realtor about a pre-inspection to deal with all home maintenance and problems upfront, before you get into contract with a buyer.
Be Cautious
Once you have taken the above steps and you are ready for the actual open house, there’s one last thing to plan. Protecting your valuables and identity. It might be rare, but criminals do use open houses as a way to case a house or to find collateral to steal identities. Make sure indoor safes are locked and hidden. Store heirlooms, checkbooks, prescriptions, and valuable jewelry away from prying eyes. Utilize a reliable, trustworthy, identity theft protection service to see you through the entire listing and sales process.